Net Worth September

Hi everyone, I was thinking a lot about this upcoming whether I should publish my Net Worth or not. I finally decided to do so as I not only want show my journey to financial freedom from the beginning it is also important to me that you can see it when you are almost starting at zero. My current Net Worth is at 44 780.78 EUR.

To avoid any misunderstandings, just a brief overlook what I am including in my Net Worth calculation. I will not include my assets as I haven’t had a real look at them so at the beginning it consists only of my liquid assets.

  • Investments
  • Checking Account
  • Saving Account
  • Cash
  • ETF’s
  • Debt

As you see no house or home as I am paying a monthly rent.

Net Worth September vs. August


Compared to August my Net Worth increased by 381.18 EUR. This mainly comes from an increase in my checking account. Nevertheless there was decline of my portfolio by 458.49 EUR. Considering my Net Worth it is not that good but concerning cheaper stock prices it isn’t that bad at all :).

All in all my Net Worth by the end of August was at 44 780.78 EUR.

Split of Net Worth

Here you can see that around 37% of my Net Worth is compared to my investments is cash. This also reflects my goal to have a minimum cash rate of 30%.


Development Net Worth 2016


In the past three month the development of my net worth slowed down a little this mainly comes from a decrease of my portfolio value and also from going on vacation which lead to spending more money than actually saving more. But I am still confident to reach my goal of 50 000 EUR by the end of the year.

How much passive income am I generating out of it?

Investment:  730 EUR

Checking and Saving Account: 49.07 EUR

So in total  779.07 EUR

This is not a lot but luckily I am only at the beginning of my investment life, so I am confident by the end of the next you will see higher number there :)?

Feedback always welcome…

How is your Net Worth development in September?


    • Hi Doug,

      Thanks for the nice words. Well as I said in 12 years I want to hit the 1 million. I am already curious about your Net Worth :).

Leave a Reply

Your email address will not be published.