Net Worth Update December

Hi everyone, it is time to publish my Net Worth December. In December I could increase my Net Worth by almost 2 300 EUR and is now at 52 958.06 EUR.

To avoid any misunderstandings, just a brief overlook what I am including in my Net Worth calculation. I will not include my assets as I haven’t had a real look at them so at the beginning it consists only of my liquid assets.

  • Investments
  • Checking Account
  • Saving Account
  • Cash
  • ETF’s
  • Debt

As you see no house or home as I am paying a monthly rent.

Net Worth December

  1. Value Portfolio: 39 389.73 EUR this is an increase of 3 960.71 EUR compared to November
  2. Cash: 13 874.71 EUR this is a decrease of 1 366.86 EUR compared to November
  3. Debt: 306.38 EUR this are is my credit card balance, coming from a business trip

All in all my Net Worth by the end of December was at  52 958.06 EUR.

Compared to November my Net Worth increased by 2 300 EUR. This mainly comes from an increase of my portfolio, with the investments in AB Inbev and Uniqa and of course the year end rally with a strong USD.

Split of Net Worth


Here you can see that around 26% of my Net Worth is compared to my investments is cash. This does not reflect my goal to have a minimum cash rate of 30%. So one of my goals is to increase my cash rate significantly in the upcoming months.

Development Net Worth 2016


So I reached my goal to cross the 50 000 EUR by the end of the year :). Later I will show you my 5 year goals concerning Net Worth and passive income. Just a short note in in 2022 my goal is, having a Net Worth of around 300 000 EUR and a passive income of 7 500 EUR. It still will be a long journey to get there…


How much passive income am I generating out of it?

Investment: 1 013.54 EUR

Checking and Saving Account: 41.62 EUR

So in total  1 054.96 EUR

This is not a lot but luckily I am only at the beginning of my investment life, so I am confident by the end of the next you will see higher number there :)?

Feedback always welcome…

How is your Net Worth development in December?


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